Our analysts selected this fund for the Wealth Shortlist. Ensure long-term investment growth by investing in a diversified range of asset classes. The diversified nature of the fund means that the fund is less likely to be exposed to adverse equity market conditions than a pure equity fund. However, the fund may perform less than a pure equity fund under favorable or positive market conditions. *Exposure through publicly traded infrastructure equities/global real estate investment trusts (REITs)/private equity management companies/forestry companies ** Invests in short-term assets issued by governments, banks and high-quality corporations Asset allocation is subject to change. Bruce is a Fund Manager on the Multi-Asset Funds team and leads the Portfolio Strategy team. He joined LGIM in February 2012. Previously, Bruce spent 12 years at Queensland Investment Corporation (QIC) where, as Director of Global Macro, he was responsible for approximately $40 billion in TAA derivatives overlays and a standalone total return fund to directly access these strategies. During his tenure at CIQ, he was also responsible for strategic asset allocation research, currency management and the implementation of a risk management framework. He has also advised pension funds and the Australian Government`s Future Fund on their asset allocation and risk management models. Bruce holds the CFA designation and graduated from the University of Queensland with a Bachelor of Commerce (Honours) and a Bachelor of Economics.
HMRC believes that from April 2013, discounts on annual fees (e.g. loyalty bonuses) paid on funds in nominee accounts such as our Fund & Share account should be subject to income tax. Loyalty bonuses paid on ISA and SIPP funds are not affected and remain tax-exempt. Justin is a Fund Manager within the Portfolio Strategy team, where he focuses on managing the team`s multi-asset retail and risk-profile funds. Prior to joining LGIM in August 2013, Justin was a fund manager in Aviva Investors` multi-asset team, which combined dynamic strategic and tactical asset allocation with manager selection in multi-asset portfolio construction. He has been lead fund manager for a number of risk-based multi-asset funds and co-lead manager for a number of unit-linked life insurance and pension funds, as well as managers of manager offerings. Previously, Justin worked as a fund research analyst at Merrill Lynch and as an investment consultant at Aon Consulting. Justin holds a CFA designation and holds a degree in Economics from the University of Warwick and the Certificate in Investment Management The Wealth Management Short List includes funds that our analysts believe have the potential to outperform their peers over the long term. If a fund is not pre-selected, it is not a sell recommendation; However, if you`re thinking about increasing your investments, we believe the Wealth Shortlist is a good place to start. See the funds on the Wealth Shortlist » The L&G Multi-Index 3 is part of a risk-driven range based on a structured asset allocation framework and the use of passive funds to express opinions.
Since its inception in 2013, the experienced team has built a strong track record within the pound sterling. Andrzej is a fund manager within the Multi-Asset Funds team and is responsible for portfolio management and further development of institutional and private multi-asset funds. Prior to joining LGIM in July 2014, he was a fund manager at Aviva Investors. In the case of income units, all income is paid in cash. This can be withdrawn, reinvested or simply held in your account. In the case of accumulation units, any income will remain in the Fund; The number of shares remains the same, but the price of each unit increases by the amount of income generated within the fund. In general, accumulation units offer a slightly more efficient way to reinvest income, although many investors choose to hold income units and reinvest the income to purchase additional shares. The objective of the fund is to provide a combination of growth and return and to keep the fund within a predetermined risk profile. The fund is part of a series of risk-profiled funds. The risk profile ranges from 1 to 10, with 1 being the least risky and 10 the highest.
This fund is a 3. The level of risk of the fund is managed by limiting the nature and proportions of the assets it holds. The potential gains and losses of the funds are likely to be limited by the objective of remaining within their respective risk profiles. The fund`s target risk profile is determined by an independent company, Distribution Technology, and is based on the historical performance and volatility of various types of investments.
